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New research presents alternative methods, like robo-advisors, to manage retirement income

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The need to help retirees make prudent spending decisions has led to the growth of a large industry of financial advisors, but a new article suggests that improved policy approaches may be more effective. Published in Policy Insights from the Behavioral and Brain Sciences, the study reviews the psychology behind rapid spending decisions and presents five policy options that lead to the smarter self-management of assets.

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